SHORT TERM PLANS

If you are outside of annual open enrollment and are not experiencing a qualifying event, you may want to consider a Short-Term Medical plan to ensure you have coverage against a catastrophic health event.

Advantages of a Short-Term Medical Plan:

  • Lower Premium
  • Enroll any time of the year
  • PPO provider network

Disadvantages of an A.C.A. Plan:

  • Answers to medical questions are used to determine your qualification to enroll
  • No Prescription coverage
  • No pre-existing conditions are covered
  • Policy lengths are for a maximum of 6 months

We represent many of the nation’s top short-term medical insurance companies including:

  • National General (uses the Aetna Open Choice PPO Network)
  • United Healthcare
  • IHC

Short-Term Medical plans have some restrictions and limitations, so let’s discuss your needs and if this plan is right for you.

Click here to request a call to discuss your health insurance needs

Or feel free to call us at 480-526-9124

Hershenberg & Stone-Walsh Insurance Services, LLC
2131 East Broadway
Suite 29
Tempe, AZ 85282
Office: (480) 526-9124
Fax: 602-218-4461